Louisiana Cybersecurity, Privacy & Data Security Law

Doin' business in the Bayou state? Review information here to get a handle on Louisiana Cybersecurity Privacy & Data Security Laws. Insurance Data Security Law (IDSL) The Insurance Data Security Law (IDSL). Act 283 (HB 614) of the 2020 Regular Session of the Louisiana Legislature, established the standards applicable to...

Alabama Data Breach Law

Alabama Data Security & Cyber Regulations are in place, and must be observed and practiced by businesses operating there. This is a summary of those regulations, and who must be complaint. Insurance Agency Regulations: Alabama Data Security & Cyber Regulations require insurance licensees to abide by the following laws; Alabama...

Tennessee Data Breach Law

 What Are Tennessee's Breach Laws? Tennessee Cyber & Data Security Laws, as well as Cybersecurity Data Breach Laws apply to businesses of different types, with various exemptions available. The two main sections discussed here cover the Insurance Data Security Law and the rules that govern a breach. Tennessee Insurance Data...

Myths: Mac Misconceptions

Myths about MACs and cybersecurity best practices "We use Macs, so, y'know... we're pretty secure." We've heard this countless times during cyber risk assessments. There are many misconceptions and myths regarding cybersecurity best practices, and this is just one.  One of the more common myths is that MACs are immune...

CyberCertified Process

The TEKRISQ CyberCertfied process delivers a missing piece in cybersecurity insurance relationships... accountability.    When insuring a client for cybersecurity insurance (standalone Cyber, Tech E&O, etc) Its important to demonstrate accountability in the submission. The ability to provide all parties with access to information about the insured client is ideal,...

Inaction After Cyber Risk Recommendations

What's the Cause? One of the great ironies of human behavior is this: When a problem confronts us, we take the time and money to get outside expertise for guidance ― and then, with report in hand, we fail to implement it. This is more common than many realize. Executive...

Marsh Study & Cyber Risk Prediction for SMBs

Marsh McLennan, together with Guy Carpenter and the cooperation of numerous cybersecurity solution firms, has recently published a fascinating study Using Data to Prioritize Cybersecurity Investments. For cyber risk data prediction purposes, there are many contributors, but none touch the cyber risk assessment. This is a very useful study to...

Cyber Risk Assessments Don’t Have to Be Like a Root Canal

Cyber Risk Assessment can be fast, easy and painless If you’re like most business owners, a cyber risk assessment isn’t at the top of your to-do list. In fact, you may think it’s like a root canal — a painful process you’d rather avoid.But cyber risk assessments are not necessarily...

Proactive Agents Employ Cyber-Risk Assessments to Write More Business

Proactive Agents Employ Cyber-Risk Assessments to Write More Business A recent survey found that 82% of global insurers expect rises in cyber premiums to continue for 2 years, due to their inability to accurately understand a customer’s security posture. 87% of insurers "want a consistent approach to analyzing cyber risk,...

When does MFA require F2A?

When does MFA require F2A? It's tough to find a cyber insurer today who does not require their insureds to deploy multi-factor authentication (aka MFA) across their organization. It’s a fairly well-understood concept to most agents that it's now a “No-MFA, No Play” game, and the absence of a positive...