Cyber Insurance

technology risk transfer strategies & solutions

As a nationwide, fully-licensed specialty broker, we address risk with the right combination of security controls & insurance products. Underwriters reward our unique process with broader terms and better premium for our clients. For SMBs navigating an increasingly hostile threat landscape, the right cyber insurance coverage strategy isn't optional—it's essential. It helps address the financial risks you pose to Enterprise clients with strict requirements.  For Risk Managers, sharing risk is key and getting the right coverage with validated evidence is critical.  tekrisq combines deep cybersecurity expertise with top insurance acumen to help organizations transfer risk intelligently and cost-effectively.

Cyber Liability

Insurance Coverages

 

First-Party Coverage

  • Breach Response
  • Business Interruption
  • Cyber Extortion
  • Data Recovery
 

Third-Party Coverage

  • Privacy Liability
  • Security Liability
  • Regulatory Defense
  • Media Liability
 

Emerging & Specialized

  • AI Liability
  • Intellectual Property
  • Technology Errors & Omissions
  • Physical Damage

Cyber Insurance Challenges

Most insurance agents are NOT cybersecurity professionals. This creates a significant gap between what organizations need and what they actually receive when purchasing cyber coverage.

  • They lack the technical depth to properly evaluate an organization's actual cyber risk exposure and recommend appropriate coverage limits
  • They cannot effectively translate complex cybersecurity requirements into meaningful insurance policy language that protects the policyholder
  • They often rely on generic questionnaires that miss critical risk factors unique to your industry, technology stack, and operational environment
  • They are unable to advise on the security controls and processes that would reduce premiums while genuinely improving your security posture

The complexity of cyber insurance policies, with their myriad of exclusions, sublimits, and retroactive date provisions demands a level of expertise that goes far beyond traditional insurance knowledge.

— Advocate Magazine
The difference we make

why SMBs choose tekrisq

Knowledge and Expertise

Knowledge & Expertise

Deep cybersecurity and insurance expertise combined. We understand both the technical risk landscape and the policy structures needed to protect against it.

Relevant Process

Relevant Process

A structured approach that starts with understanding your actual risk before recommending coverage. No cookie-cutter policies or generic recommendations.

Fluent in Tech and Business English

Fluent in Tech & Business English

We bridge the gap between technical cybersecurity language and business stakeholder communication. Everyone understands the risk and the plan.

Highly Responsive

Highly Responsive

When it comes to cyber risk, timing matters. We prioritize responsiveness because we understand that delays can mean increased exposure.

tekrisq helps motivate my clients to take cyber seriously, and to build the culture that makes them better risks.

Jeff Heet Senior Executive 


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Pragmatic, cost-effective security for SMBs

Assess. Remediate. Insure.

tekrisq, inc. BBB Business Review

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